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New York Debt Division Lawyer

Let Eiges & Orgel, PLLC Help You

Like property and asset division, debt division requires adept legal guidance. It is normal for married couples to accrue debts from advanced degrees, declining real estate, credit card activity, etc. Whether you’re facing a contested or uncontested divorce, our New York asset division lawyers can help you fight for a fair debt division agreement. We can help you negotiate a settlement that is not only fair, but protects your future and your financial best interest.

Send us a message to request your first meeting with the legal team at Eiges & Orgel, PLLC.

What you get when you choose to work with us:

  • We can help you understand your legal rights and obligations.
  • We have more than 60 years of collective legal experience.
  • We understand divorce laws and can use them to help you.
  • We consider the tax implications of your settlement.
  • We approach every case with a personalized strategy.

Who will be Responsible to Pay Credit Card Bills?

Credit cards are one of the most common forms of debt. Thus, it is important to understand that, even if your spouse is assigned the debt during divorce, you may still be obligated to pay. How? When you acquire a new credit card, you enter a contract with the credit card company. Judges do not have the legal power to nullify this agreement, so even if your ex is assigned the debt, you may be liable if it goes unpaid.

In the event that you begin paying for a debt assigned to your spouse, you can seek reimbursement for any financial damages you incur by paying the debt. Even though your contract with the credit card company till stands, your formers spouse violates the divorce agreement by refusing to pay. Every divorce is different; learn more about your unique legal options when you contact our family law firm today.

Debt Division Considerations & Tips

  • If possible, try to terminate the marriage without any shared debts.
  • If you fail to discuss a joint credit card, cancel the account immediately.
  • Pay off joint credit cards if you can, although this is not always possible.
  • Divide joint credit cards and move each one into the corresponding spouse’s name.
  • Have a clear, legal record of who will pay each debt.
  • If you have overwhelming debt, speak to a credit counselor.
  • Use home equity or joint savings to pay off debts shared with your spouse.

The Importance of a New York Divorce Attorney

The outcome of debt division during your divorce will have a profound effect on your future. Whether you are facing a high net worth divorce, a collaborative divorce, or you are pursuing a legal separation, our law firm can help. When we represent you, you will not be working with three lawyers but will have one lawyer dedicated to your case and providing the personalized service you deserve.

You will get the direct number of the attorney working with you and except for in an uncontested divorce, which can be assisted by a paralegal, there will absolutely no layers between you and your attorney.

Get the guidance you need! Contact our office today and set up a no-risk consultation with Eiges & Orgel, PLLC.

What Our Clients Are Saying

  • “Ken told me where I would be at the end of the process - and he was right.”


  • “I felt a rapport with you that bodes well as I move forward with this process.”


  • “Mr. Orgel is an outstanding attorney.”

    Former Client

  • “Thanks to Ken, I was able to keep my home, my business, and make sure my children would be taken care of through college.”

    Former Client

  • “Compassion, professionalism, integrity and expert guidance are just some words that came to my mind when mentioning Eiges & Orgel PLLC”

    Former Client

  • “I am happy that I retained Attorney Eiges--to work on my divorce--that was finally settled last month.”


  • “They were true to their word”

    Former Client

  • “Eiges & Orgel is a good Law firm to use during these times.”

    Milwood H.

  • “I am extremely satisfied with the representation Eiges & Orgel provided me in my divorce case”


  • “My advise to anyone in a desperate situation , call this lawyer as soon as you can, you will be very glad you did...”

    Former Client

  • “They worked extremely hard and took extra steps to fight for me.”


  • “Mr Eiges will help you finish the case as fast as possible and will try his best to stay with in budget.”


  • “r. Eiges was consistently able to neutralize his efforts, keep things civil, and keep the process moving forward.”

    V. S.

  • “I have been very happy with their services.”


  • “My first meeting with Ken was both enlightening and comforting.”


You Want Us On Your Side

Experience is Critical. We've Handled Thousands of Cases Over the Years and We're Ready to Help You.
  1. More Than 40 Years of Experience
  2. Four Attorneys Named to Super Lawyers
  3. Resolved Over 3,000 Divorce Cases
  4. AV® Rated by Martindale- Hubbell®
  5. AVVO Ranked Superb & "Clients' Choice" Winner
  6. Media Appearances On CNN & People
  7. Appointments In-Office, Over the Phone, & Via Skype
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